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UnitedOne Blog

Explore our expert insights, financial tips, and the latest updates to help you make informed decisions and achieve your financial goals.


 

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From 401(k)s to Roth IRAs: Demystifying Retirement Accounts
11/18/2024

From 401(k)s to Roth IRAs: Demystifying Retirement Accounts

With guidance, these accounts can feel less daunting and more like tools you can confidently use to secure your future.

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Understanding VA Loans: Benefits and Common Misconceptions
11/7/2024

Understanding VA Loans: Benefits and Common Misconceptions

Our Local Home Loan Experts explore why VA loans are a great option to homeownership for those that served our country.

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Shop Local for Holidays with Your UnitedOne Visa® Debit Card
11/5/2024

Shop Local for Holidays with Your UnitedOne Visa® Debit Card

Discover how shopping local with your UnitedOne Visa Debit Card brings benefits to you and your community this holiday season in Manitowoc and Sheboygan.
 

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Make Your House Feel Like Home
10/25/2024

Make Your House Feel Like Home

This new loan allows you to repair your home, even if you don’t meet the criteria for other traditional home loan products.
 

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Tips for Safe Online Shopping and Payments
10/15/2024

Tips for Safe Online Shopping and Payments

As online shopping continues to grow, so do the risks associated with digital payments, underscoring the importance of adopting safe online shopping practices.

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Strategies for Managing a High Debt-to-Income Ratio
10/9/2024

Strategies for Managing a High Debt-to-Income Ratio

You can lower your DTI by increasing your income, paying down debt, and budgeting, which can gradually move you closer to your financial goals.

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HELOCs: Your Home’s Hidden Cash Flow
10/7/2024

HELOCs: Your Home’s Hidden Cash Flow

Homeowners can tap into their property’s equity using this tool to get access to cash for everything from renovations to debt consolidation.

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10 Ways to Rebuild Credit
9/25/2024

10 Ways to Rebuild Credit

Consistently paying bills on time, managing credit responsibly, and keeping balances low are a few strategies for rebuilding credit after consolidation.

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FHA Loans: How They Make Homeownership Attainable
9/17/2024

FHA Loans: How They Make Homeownership Attainable

Achieve the dream of homeownership with a lower down payment and more flexible credit standard than a conventional loan.

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UnitedOne Boosts Financial Literacy in Schools
9/16/2024

Boosting Financial Literacy in Schools

UnitedOne Credit Union is dedicated to enhancing financial literacy among students by providing hands-on experience through student-run credit union branches.

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September is Life Insurance Awareness Month
9/9/2024

September is Life Insurance Awareness Month

It’s important to secure financial protection for your loved ones through life insurance.

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UnitedOne ranks No. 6 nationally in ‘Best CU to Work For’
9/3/2024

UnitedOne ranks No. 6 in ‘Best Credit Unions to Work For’

With locations in Manitowoc and Sheboygan, UnitedOne is the highest ranked credit union from Wisconsin in the 2024 rankings.

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6 Debt Consolidation Traps to Avoid
8/15/2024

6 Debt Consolidation Traps to Avoid

If not approached carefully, debt consolidation can actually worsen your financial situation.

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Reach Goals with 10-Year Home Equity Loan
8/13/2024

Reach Goals with 10-Year Home Equity Loan

A 10-year home equity loan provides a realistic path to fund a major expense or accomplish the ultimate goal of eliminating debt. 

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Rev Up Your Car Budget
7/25/2024

Rev Up Your Car Budget

Put a plan in place and consider all of the factors to help you buy or lease a vehicle you will love and something that fits your budget.

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Behind the Scenes of the Underwriting Process
7/3/2024

Behind the Scenes of the Underwriting Process

Our Local Home Loan Experts take you behind the scenes of the underwriting process and explain its importance.

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Unmute Your Money: The Benefits of Loud Budgeting
6/27/2024

Unmute Your Money: The Benefits of Loud Budgeting

Loud budgeting is a financial strategy that involves openly and clearly communicating your budgeting goals, plans, and progress.

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Unlock Tap-to-Pay Magic of Your Debit Card
6/20/2024

Unlock Tap-to-Pay Magic of Your Debit Card

Contactless payments use short-range wireless technology. It's a quick and secure way to make payments with a card.

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Protect Your Finances While Traveling
6/14/2024

Protect Your Finances While Traveling

Purchasing travel insurance, safeguarding documents, and notifying UnitedOne Credit Union are a few ways to protect yourself.

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How to Improve Your Credit Score
5/30/2024

How to Improve Your Credit Score

Our Local Home Loan Experts discuss what elements make up your credit score and how to improve it.

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Identifying and Preventing Elder Financial Abuse
5/17/2024

Identifying and Preventing Elder Financial Abuse

As our loved ones age, it’s crucial to ensure they’re protected not only physically but also financially.
 

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Saver’s Sweepstakes®: Your Ticket to Savings Success
5/15/2024

Saver’s Sweepstakes®: Your Ticket to Savings Success

UnitedOne Credit Union members in Manitowoc and Sheboygan have won more than $20,000 since 2018.

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2024 UnitedOne Scholarship Recipients
5/10/2024

2024 UnitedOne Scholarship Recipients Announced

Dylan Johnston and Saryah Jacoby are the recipients of UnitedOne Credit Union’s two $1,000 scholarships for the 2024-25 academic year.

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Housing Market Insights & Home Loan Solutions
5/8/2024

Housing Market Insights & Home Loan Solutions

The Wisconsin housing market unveils promising prospects, especially in places like Sheboygan and Manitowoc.
 

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Understanding the 5 C’s of Credit & Your Credit Score
3/27/2024

Understanding the 5 C’s of Credit & Your Credit Score

Our Local Home Loan Experts clear up any confusion about credit and its role in applying for a loan.
 

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UnitedOne recognized in Best of the Best Awards
3/22/2024

UnitedOne recognized in Best of the Best Awards

UnitedOne receives awards for Best Member Advocacy and Most Appreciative Staff by MemberXP.

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5 Compelling Reasons to Buy a Home in Manitowoc
3/14/2024

5 Reasons to Buy a Home in Manitowoc

Nestled along the shores of Lake Michigan, Manitowoc offers a unique blend of small-town charm, natural beauty, and a thriving community spirit.
 

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How to Build Your Dream Home with a Construction Loan
2/16/2024

How to Build Your Dream Home with a Construction Loan

Our Local Home Loan Experts delve into what a construction loan entails for homebuyers.

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How to Inflation-Proof Your Finances
2/12/2024

How to Inflation-Proof Your Finances

Ways to protect your finances if you’re starting to feel the pinch of higher prices and having trouble making ends meet.

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Navigating the Future: A 2024 Real Estate Market Forecast
2/8/2024

Navigating the Future: A 2024 Real Estate Market Forecast

Sheboygan and Manitowoc have witnessed an impressive increase in property values, making them attractive options for potential homebuyers and investors alike.

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Boost Your Savings with Share Certificate Laddering
2/2/2024

Boost Your Savings with Share Certificate Laddering

How do you make your money work harder for you? Enter the magic of share certificate laddering.

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6 Ways to Practice Mobile Security
1/19/2024

6 Ways to Practice Mobile Security

One of the things you should make sure to do when using a mobile device is practicing digital safety by being vigilant with all of your actions.

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How Much Car Payment Can I Afford?
1/5/2024

How Much Car Payment Can I Afford?

We understand the importance of making informed decisions about your finances, especially when it comes to vehicle loans.

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Debunking the 20% Down Payment Myth for Homebuyers
1/3/2024

Debunking the 20% Down Payment Myth for Homebuyers

There are various programs and alternatives that help make it possible to purchase a house without needing a 20% down.

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Tips for Keeping Your Mobile Device Secure
1/2/2024

Tips for Keeping Your Mobile Device Secure

To keep your financial data safe, keep these security tips in mind.

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4 Financial Tips to Jump Start the New Year
12/27/2023

4 Financial Tips to Jump Start the New Year

If your New Year’s resolution is to tighten up your finances, check out these tips to help you reach your goals for 2024 and beyond.

 

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How Can I Afford to Pay for a House?
12/20/2023

How Can I Afford to Pay for a House?

As we enter the home-buying season, there is one question that must be answered.
 

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WHEDA a Key Option to Affordable Homeownership
12/4/2023

WHEDA a Key Option to Affordable Homeownership

Our Local Home Loan Experts discuss what WHEDA is and why it’s an excellent program for first-time homebuyers.

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Holidays are Rich with Teachable Moments
12/1/2023

Holidays are Rich with Teachable Moments

Money management skills, empathy and self-control can be taught by parents during the holidays

 

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6 Tips to Avoid Online Shopping Scams
11/15/2023

6 Tips to Avoid Online Shopping Scams

If you come across any offer online that seems too good to be true, that should be your first red flag to a possible scam.

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Choosing the Right Mortgage for You
11/2/2023

Choosing the Right Mortgage for You

How to choose the right mortgage product that fits your unique needs and financial situation.

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Don't Fall for Gift Card Scams
10/21/2023

Don't Fall for Gift Card Scams

If you are contacted by anyone insisting that a payment must be made with a gift card, it’s very likely a scammer.

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What to Expect When Applying for a Home Loan
10/4/2023

What to Expect When Applying for a Home Loan

While it can seem like a daunting task to a first-time homebuyer, applying for a home loan doesn’t have to be scary.

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Ratebusters: Credit Unions not Afraid to Show Rates
10/3/2023

Ratebusters: Credit Unions not Afraid to Show Rates

Unlike banks, UnitedOne is transparent about loan rates and goes even further by helping our members to avoid hidden fees.

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 Your Financial Team
9/19/2023

Your Financial Team

Become a part of a cooperative where your voice matters.


 

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Why Payday Loans are Not Worth the Cost
9/13/2023

Why Payday Loans are Not Worth the Cost

These types of loans will cost you many times more than you borrow in the long run.
 

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Common Mistakes to Avoid While Balancing a Checking Account
9/7/2023

Common Mistakes to Avoid While Balancing a Checking Account

Don’t incur overdraft fees on your account by making this mistakes with your account.
 

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Understanding Home Equity Loans
8/31/2023

Understanding Home Equity Loans

A home equity loan allows homeowners to borrow against the equity they've built up in their property.
 

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UnitedOne ranks No. 7 nationally in ‘Best CU to Work For’
8/29/2023

UnitedOne ranks No. 7 in ‘Best Credit Unions to Work For’

With locations in Manitowoc and Sheboygan, UnitedOne is the highest ranked credit union from Wisconsin in the 2023 rankings.
 

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Top 3 Budgeting Mistakes to Avoid in College
8/8/2023

Top 3 Budgeting Mistakes to Avoid in College

UnitedOne can help you with choosing the right student loan and providing you with tools that will help you make good financial decisions.

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Tips for Keeping Your Account Safe
7/29/2023

Tips for Keeping Your Account Safe

One of the best ways to avoid becoming a victim is by becoming an educated consumer. 

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Small Business Review
7/18/2023

Small Business Review

UnitedOne has been helping local entrepreneurs make their mark while making our communities a better place to live and work.

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7 Ways to Protect Your Credit Score
7/11/2023

7 Ways to Protect Your Credit Score

Explore what you can do to protect your credit score and prevent fraud on your account.

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2023 UnitedOne Scholarship Recipients
5/8/2023

2023 UnitedOne Scholarship Recipients

Manitowoc, Sheboygan residents receive $1,000 scholarships from UnitedOne.

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How to Spot Fraudulent Calls and Texts
3/31/2023

How to Spot Fraudulent Calls and Texts

Never give out personal or account information in reply to an unsolicited call, text, or email.

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Building Credit through Your Local Credit Union
3/1/2023

Building Credit through Your Local Credit Union

One of the primary ways credit unions help their members succeed is with loan programs with lower interest rates than most traditional lenders.

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Wiesner joins UnitedOne as Business Relationship Manager
6/8/2022

Wiesner joins UnitedOne as Business Relationship Manager

The Manitowoc native has 10 years of experience at financial institutions.

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