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Unlock your business' potential with flexible financing options designed to support your growth and success.

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Home > Business > Lending > Business Loans

Business Loans & Lines of Credit

Enjoy the convenience of local decision making by business lenders who live and work here, too!

Apply for a Business Loan

Please use this handy checklist and fillable/printable documents to prepare for your first business loan appointment with our Business Team:

 Business Loan Application Business Loan Checklist Personal Financial Statement 

Did you know we offer SBA Loans?

Made possible by the backing of the U.S. Small Business Administration, SBA loans help small businesses fund the opening or expansion of their endeavors including:

  • Equipment purchases
  • Business acquisitions
  • Startup business-related costs
  • Working capital
  • Owner-occupied commercial real estate

Various program benefits with income eligibility may include:

  • Lower down payment
  • Longer repayment terms
  • Long-term fixed rates

Select SBA loan options even include small business counseling and support to help you launch and run your venture - how great is that?

Business Loans from UnitedOne Credit Union are a great option for small business owners

Business Loan questions? We're happy to help!

Call or text us at (920) 684-0361 in Manitowoc or (920) 451-8222 in Sheboygan or email us at businessloans@UnitedOne.org.

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What Our Members Are Saying ...

“UnitedOne has absolutely the best member service we have ever experienced. Fast response time with answers to all our questions when it’s needed. They added desktop deposit for remote depositing checks for our business which has been a game-changer in efficiency for our business.”

– Jason of Garage Door Specialty

“Lindsay has been a tremendous help in getting my business loans approved.  She's knowledgeable on what is available and gets things done fast with minimal work on my end. Working with her has been nothing but a pleasure.  She made getting an SBA loan easy!  Thank you, Lindsay and team, for all of your support!”

– Impact Beauty Bar, LLC, of Manitowoc

“Working with Nellie and team on our commercial mortgage was a breeze.  They provided all of the information we needed every step of the way and were always very quick to respond when we had additional questions.  After closing on the building and opening of our business, they continue to check in and offer help where needed.  We will definitely continue working with them on all of our business banking needs!”

– Sunday Dough of Sheboygan

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