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Home > Save & Spend > Savings > Share Certificates

Share Certificates at UnitedOne Credit Union

Small deposits with big returns, that's what UnitedOne's variety of certificate investment options offer you. It's time you started earning more with your money and a UnitedOne Share Certificate is how it's done.

Share/IRA Certificate Rates
Effective Date: Monday, September 15th, 2025
Share TypeMinimum Balance to Earn APY*Dividend RateAPY
3 Month** $1,000 2.477% 2.500%
6 Month** $1,000 2.722% 2.750%
9 Month $1,000 3.698% 3.750%
1 Year $1,000 2.722% 2.750%
1 Year Jumbo $10,000 2.820% 2.850%
18 Month $5,000 2.575% 2.600%
2 Year $1,000 2.673% 2.700%
2 Year Jumbo $10,000 2.771% 2.800%
3 Year $5,000 2.477% 2.500%
4 Year $1,000 2.094% 2.110%
4 Year Jumbo $10,000 2.192% 2.210%

*APY = annual percentage yield.  
** = Indicates certificate is not available as an IRA.

 


Share Certificates questions? We're happy to help!

Call or text us at (920) 684-0361 in Manitowoc or (920) 451-8222 in Sheboygan or email us at Savings@UnitedOne.org.

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