Enjoy vehicle loan rates as low as 4.24%APR* and 90 no payments* during our Loanapalooza Vehicle Loan Sale going on right now!
*Scroll down for all the groovy details for Loanapalooza and apply online today!
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Our Loanapalooza Vehicle Loan Sale going on right now is a great time to get an auto loan for a RV, boat, ATV, watercraft, or snowmobile!
In addition to enjoying rates as low as 4.24% APR* and 90 days no payments*, you’ll be automatically entered into the Show The Love Sweepstakes** for a chance to WIN a cash prize!
There will be 5 lucky members drawn in the sweepstakes who will WIN $500 and pick a local nonprofit for us to GIVE $500 to as we Show the Love during Loanapalooza.
Don’t wait to make your selection of a new or pre-owned vehicle! Apply online today before our Loanapalooza Vehicle Loan Sale is off the clock.
Apply Online Today! Make Appointment
| Secured Loans (Cars, trucks, SUVs, motorcycles, ATVs, snowmobiles, and personal watercraft) | |||
| Effective Date: Wednesday, April 16th, 2025 | |||
| Year | Term | Monthly Payment per $1,000 | APR* As Low As |
| 2024 and Newer | Up to 60 Months | $21.53 | 4.240% APR* |
| 2024 and Newer | Up to 72 Months | $18.81 | 4.240% APR* |
| 2024 and Newer | Up to 84 Months | $17.42 | 5.240% APR* |
| 2022-2023 | Up to 60 Months | $21.53 | 4.240% APR* |
| 2017-2021 | Up to 48 Months | $26.12 | 5.240% APR* |
| 2015-2016 | Up to 36 Months | $33.73 | 6.740% APR* |
| 2005-2014 | Up to 24 Months | $47.45 | 6.740% APR* |
| 2004 or older | Up to 24 Months | $48.53 | 8.740% APR* |
*APR=Annual Percentage Rate. Your credit score, loan term, loan-to-value, year of vehicle and account relationship determine your rate. Rate stated is for borrowers with excellent credit history, vehicle 2022 or newer, plus minimum new money of $5,000, an active UnitedOne Credit Union checking account, direct deposit, and automatic payments. Monthly payments per $1,000 borrowed are $21.79/month at 4.24% APR for 60 months with optional payment protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded. Additional rates and terms available, please contact us for details. Offer subject to credit approval and not all applicants will qualify for the lowest rate. Other loan types not eligible for this offer. UnitedOne Credit Union membership required. Offer effective April 1, 2025, and subject to change at any time without notice. CARFAX Vehicle History products and services are based only on information supplied to CARFAX. CARFAX does not have the complete history of every vehicle. Use the CARFAX search as one important tool, along with a vehicle inspection and test drive, to make a better decision about your next used car. CARFAX Vehicle History Reports™ may be accessed with an active auto loan preapproval through UnitedOne Credit Union. The CARFAX Vehicle History Report is intended for personal use only and may not be used for commercial purposes. UnitedOne Credit Union is in no way responsible for the accuracy of the CARFAX Vehicle History Reports™. CARFAX reserves the right to take appropriate action for the misuse of this offer. CARFAX is a registered trademark of CARFAX, Inc. CARFAX Vehicle History products and services are based only on information supplied to CARFAX. CARFAX does not have the complete history of every vehicle. Use the CARFAX search as one important tool, along with a vehicle inspection and test drive, to make a better decision about your next used car. Credit and collateral subject to approval. | |||
| Secured Loans RVs and Boats - Extended Terms Available! | |||
| Effective Date: Wednesday, April 16th, 2025 | |||
| Year | Term | Monthly Payment per $1,000 | APR* As Low As |
| 2024 and newer - 20 ft. minimum for extended terms | Up to 60 Months | $21.53 | 4.240% |
| 2024 and newer - 20 ft. minimum for extended terms | Up to 72 Months ($10,000 loan) | $18.81 | 4.240% |
| 2024 and newer - 20 ft. minimum for extended terms | Up to 120 Months ($10,000 loan) | $14.97 | 6.740% |
| 2024 and newer - 20 ft. minimum for extended terms | Up to 180 Months (minimum $30,000 loan) | $13.03 | 7.240% |
| 2024 and newer - 20 ft. minimum for extended terms | Up to 240 Months (minimum $50,000 loan) | $12.85 | 8.240% |
| 2022-2023 | Up to 60 Months | $21.53 | 4.240% |
| 2022-2023 | Up to 72 Months ($10,000 loan) | $18.81 | 4.240% |
| 2022-2023 | Up to 120 Months ($10,000 loan) | $14.97 | 6.740% |
| 2022-2023 | Up to 180 Months (minimum $30,000 loan) | $13.03 | 7.240% |
| 2005-2021 | Up to 60 Months | $22.28 | 5.740% |
| 2005-2021 | Up to 72 Months ($10,000 loan) | $19.59 | 5.740% |
| 2005-2021 | Up to 120 Months ($10,000 loan) | $15.27 | 7.240% |
| 2004 and Older | Up to 60 Months | $23.31 | 7.740% |
| *APR=Annual Percentage Rate. Your credit score, loan term, loan-to-value, year of vehicle and account relationship determine your rate. Rate stated is for borrowers with excellent credit history, vehicle 2022 or newer, plus minimum new money of $5,000, an active UnitedOne Credit Union checking account, direct deposit, and automatic payments. Monthly payments per $1,000 borrowed are $21.79/month at 4.24% APR for 60 months with optional payment protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded. Additional rates and terms available, please contact us for details. Offer subject to credit approval and not all applicants will qualify for the lowest rate. Other loan types not eligible for this offer. UnitedOne Credit Union membership required. Offer effective April 1, 2025, and subject to change at any time without notice. | |||
**No purchase necessary. For complete Loanapalooza Show The Love Sweepstakes rules visit www.UnitedOne.org/auto-loans. Sweepstakes ends 4/30/2025 at 5 p.m.
Call or text us at (920) 684-0361 in Manitowoc or (920) 451-8222 in Sheboygan or email us at mail@UnitedOne.org.
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