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Finance your ATV, UTV, or RV with flexible terms and low rates today, so you’re ready to hit the trails!


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Recreational Vehicle Loans in Manitowoc and Sheboygan, WI

RV, Boat, ATV & Snowmobile Loans, with a Local Touch!

Experience the freedom of the open road with our flexible recreational vehicle loan options. Whether you're looking to have fun with a new RV, boat, ATV or snowmobile, we offer competitive rates and customized payment plans to fit your budget.

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Secured Loans (Cars, trucks, SUVs, motorcycles, ATVs, snowmobiles, and personal watercraft)
Effective Date: Thursday, November 21st, 2024
YearTermMonthly Payment per $1,000APR* As Low As
2023 and Newer Up to 60 Months $22.09 5.340% APR*
2023 and Newer Up to 72 Months $19.39 5.340% APR*
2023 and Newer Up to 84 Months $18.03 6.340% APR*
2021-2022 Up to 60 Months $22.47 6.090% APR*
2016-2020 Up to 48 Months $26.68 6.340% APR*
2014-2015 Up to 36 Months $34.29 7.840% APR*
2004-2013 Up to 24 Months $48.13 7.840% APR*
2003 or older Up to 24 Months $49.09 9.840% APR*
*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, loan-to-value ratio, year of vehicle, and account relationship with UnitedOne Credit Union. Rate includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $5,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000 borrowed include optional debt protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded. Additional rates and terms available, please contact loans@UnitedOne.org for details. Loans subject to credit approval and not all applicants will qualify for the lowest rate. Membership Eligibility Required.

Secured Loans RVs and Boats - Extended Terms Available!
Effective Date: Thursday, November 21st, 2024
YearTermMonthly Payment per $1,000APR* As Low As
2023 and newer - 20 ft. minimum for extended terms Up to 60 Months $22.09 5.340%
2023 and newer - 20 ft. minimum for extended terms Up to 72 Months ($10,000 loan) $19.39 5.340%
2023 and newer - 20 ft. minimum for extended terms Up to 120 Months ($10,000 loan) $15.65 7.840%
2023 and newer - 20 ft. minimum for extended terms Up to 180 Months (minimum $30,000 loan) $13.80 8.340%
2023 and newer - 20 ft. minimum for extended terms Up to 240 Months (minimum $50,000 loan) $13.32 8.840%
2021-2022 Up to 60 Months $22.09 5.340%
2021-2022 Up to 72 Months ($10,000 loan) $19.39 5.340%
2021-2022 Up to 120 Months ($10,000 loan) $15.65 7.840%
2021-2022 Up to 180 Months (minimum $30,000 loan) $12.58 7.840%
2004-2020 Up to 60 Months $22.86 6.840%
2004-2020 Up to 72 Months ($10,000 loan) $20.18 6.840%
2004-2020 Up to 120 Months ($10,000 loan) $15.96 8.340%
2003 and Older Up to 60 Months $23.91 8.840%
*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, loan-to-value ratio, year of vehicle, and account relationship with UnitedOne Credit Union. Rate includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $5,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000 borrowed include optional debt protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded. Additional rates and terms available, please contact loans@UnitedOne.org for details. Loans subject to credit approval and not all applicants will qualify for the lowest rate. Membership Eligibility Required.

Recreational Vehicle Loan questions? We're happy to help!

Call or text us at (920) 684-0361 in Manitowoc or (920) 451-8222 in Sheboygan or email us at mail@UnitedOne.org.

 Apply Online Today! Make Appointment 

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