We have vehicle loan rates that don't take a back seat to anyone.
We’ve been where you are now, we’ve helped others in similar situations, and we can help you too! We are your local loan providers in Sheboygan, Manitowoc, and surrounding areas. We provide a wide range of auto loan options to cover your needs and lifestyle.
We’ll work hard to get you a loan at an affordable rate so you can get the vehicle you need. Whether the vehicle is new or pre-owned, we can help. Let's get started, fill out the online application or contact one of our experienced local lenders today.
Secured Loans (Cars, trucks, SUVs, motorcycles, ATVs, snowmobiles, and personal watercraft) | |||
Effective Date: Saturday, August 31st, 2024 | |||
Year | Term | Monthly Payment per $1,000 | APR* As Low As |
2023 and Newer | Up to 60 Months | $22.41 | 5.990% APR* |
2023 and Newer | Up to 72 Months | $19.72 | 5.990% APR* |
2023 and Newer | Up to 84 Months | $18.37 | 6.990% APR* |
2021-2022 | Up to 60 Months | $22.79 | 6.740% APR* |
2016-2020 | Up to 48 Months | $26.99 | 6.990% APR* |
2014-2015 | Up to 36 Months | $34.59 | 8.490% APR* |
2004-2013 | Up to 24 Months | $48.41 | 8.490% APR* |
2003 or older | Up to 24 Months | $49.37 | 10.490% APR* |
*APR = Annual Percentage Rates. Rates are determined by your personal credit history, loan term, loan-to-value ratio, year of vehicle, and account relationship with UnitedOne Credit Union. Rate includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $5,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000 borrowed include optional debt protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded. Additional rates and terms available, please contact?loans@UnitedOne.org?for details. Loans subject to credit approval and not all applicants will qualify for the lowest rate. ?Membership Eligibility Required. |
Call or text us at (920) 684-0361 in Manitowoc or (920) 451-8222 in Sheboygan or email us at mail@UnitedOne.org.
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