Weather Notice 3/16/26: Our lobbies will be closed to walk-in service Monday, March, 16, due to the inclement weather. We will be available through other channels as normal (Phones, Digital Banking, Online Appointments, Texts, Video Tellers at Personal Teller Machines). Electronic transactions will be processed as usual, including deposits, withdrawals, payroll and debit card transactions. All appointments will be moved to virtual, or you may call us to reschedule. Please drive safe if you need to travel.

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Monitor Your Credit for Free!

Protect your future at no cost at UnitedOne Credit Union.

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Home > Learn > Resources > Free Credit Report

Free Annual Credit Report

Want to obtain a truly free credit report? Visit this site where you won't be required to buy anything, unlike other sites that offer "free" reports then try to sell you something. It's a good idea to obtain a free credit report annually so you can review its accuracy. Obtain your credit report or more information using any of these methods:

Use GreenPath Financial Wellness as your financial resource center tool to build financial strength for your everyday life.

Credit Report questions? We're happy to help!

Call or text us at (920) 684-0361 in Manitowoc or (920) 451-8222 in Sheboygan or email us at mail@UnitedOne.org.

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7 Ways to Protect Your Credit

Follow these steps to help keep your credit score healthy.

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What Makes Up Your Credit Score and How to Improve It

Our Local Home Loan Experts discuss what elements make up your credit score and how to improve it.

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Understanding the 5 C’s of Credit & Your Credit Score

Our Local Home Loan Experts clear up any confusion about credit and its role in applying for a loan.

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Why Payday Loans are Not Worth the Cost

Don’t fall into the trap of payday loans that will hold you captive far too long and cost you many times more than you borrow.

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Building Credit Through Your Local Credit Union

If you’re choosing between a big bank and a credit union, there are many reasons why going with a credit union is a better choice.

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