Almost 40% percent of Americans don’t have access to $400 in liquid savings in case of an emergency, according to an economic status report by the Federal Reserve.

Yet, Americans combined to spend a record $113.3 billion on lottery tickets last year, according to the North American Association of State and Provincial Lotteries.

That comes out to about an average of $450 spent per U.S. adult. In the poorest 1% of zip codes that have lottery retailers, the average American adult spends around $600 a year, or nearly 5% of their income, on lottery tickets.

If there was only a way for people to save money and still satisfy their hunger for a chance to win money?

UnitedOne Credit Union members have that opportunity.

UnitedOne has offered Saver’s Sweepstakes® savings accounts since 2018. It’s a prize-linked savings account offered through The Wisconsin Credit Union League that offers members chances to win prize money in a monthly drawing*.

Unlike buying a lottery ticket, all of the money a member deposits into a Saver’s Sweepstakes account remains theirs. The funds for monthly, quarterly and annual prizes come from the pool of 26 participating credit unions. The statewide prizes range from $100 to $5,000.

Statewide winnings for Saver’s Sweepstakes have exceeded $500,000 since 2018, including UnitedOne member Leo H. winning the annual grand-prize drawing of $5,000 in 2023.

In addition to statewide prizes, UnitedOne offers members-only prize drawings to those individuals who open and save monthly with a Saver’s Sweepstakes account. Three members are drawn to win $25 monthly and one lucky member wins $75 quarterly.

Between the statewide and members-only prize drawings, UnitedOne members have combined to win more than $20,000 and there have been almost 300 winners since 2018.

Saver’s Sweepstakes account holders earn an entry into the monthly statewide and UnitedOne members-only drawing when they increase their savings balance by $25 (up to six entries per month). For example, saving $75 in a month will earn the account holder three entries into the monthly drawing.

While not everyone can be a winner in a prize drawing, Saver’s Sweepstakes account holders are all rewarded by getting into the habit of saving each month.

Credit Union members across the state with Saver’s Sweepstakes accounts have combined to save more than $25 million, with an average Saver’s Sweepstakes account balance of $1,629.

Are you ready to earn chances to win money by saving money? Use UnitedOne’s online appointment maker today and set up a time to open your own Saver’s Sweepstakes account. Remember, the more you save the more chances you have to win!

UnitedOne Credit Union has branches in Sheboygan and Manitowoc, and is open to everyone living or working in Sheboygan, Manitowoc, Kewaunee and Door counties. The credit union serves consumers and small to mid-sized businesses.

*The number of prizes, prize denominations and prize pools depend on the total participation by credit unions, and are subject to change at The Wisconsin Credit Union League’s discretion. As the prize pool increases, the number and/or amounts will also increase. View full details at https://www.UnitedOne.org/savers-sweepstakes