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Savings Rates

Remember, the best time to save is anytime. Get started with a great savings plan at UnitedOne Credit Union and enjoy benefits like convenient and unlimited deposits and withdrawals, no fees, 24/7/365 access and competitive rates.

Share/IRA Savings Rates
Effective Date: Friday, December 27th, 2024
Share TypeMinimum Balance to Earn APY*Dividend RateAPY
Primary Share $100 .030% .030%
Saver's Sweepstakes®** $100 .100% .100%
Mates Club (Ages 0-11) $25 .030% .030%
eXtreme Fundz (ages 12-17) $25 .030% .030%
Free Kasasa Cash® Checking Up to $7,500 4.889% 5.000%
Free Kasasa Cash® Checking Greater than $7,500 .100% .100%
Free Kasasa Cash® Checking Qualifications not met .030% .030%
Free Kasasa Saver®
(With Free Kasasa Cash® or
Cash Back
Up to $25,000 .499% .500%
Free Kasasa Saver®
(With Free Kasasa Cash® or
Cash Back
Greater than $25,000 .100% .100%
Free Kasasa Saver®
(With Free Kasasa Cash® or
Cash Back
Qualifications not met .030% .030%
Dream Account** $.50 .150% .150%
Christmas Club** $.50 .150% .150%
Money Market Less than $5,000 .030% .030%
Money Market $5,000 .150% .150%
Money Market $15,000 .250% .250%
Money Market $25,000 .349% .350%
AchieveOne Money Market** Less than $25,000 .000% .000%
AchieveOne Money Market** $25,000 .598% .600%
AchieveOne Money Market** $50,000 .797% .800%
AchieveOne Money Market** $75,000 1.687% 1.700%
AchieveOne Money Market** $100,000 1.736% 1.750%
AchieveOne Money Market** $200,000 2.227% 2.250%
AchieveOne Money Market** $500,000 2.472% 2.500%
 NEW! AchieveOne Money Market** $1,000,000 2.716% 2.750%
Open Savings IRA $25 .030% .030%
*APY = annual percentage yield
** = Other fees may apply, please see fee schedule.  
Rates may change after the account is opened. Monthly or activity fees could reduce the earnings on the account. 
 Federally insured by NCUA. Membership eligibility required. UnitedOne.org

Share/IRA Certificate Rates
Effective Date: Friday, December 27th, 2024
Share TypeMinimum Balance to Earn APY*Dividend RateAPY
11 Month° $5,000 3.455% 3.500%
3 Month** $1,000 2.477% 2.500%
6 Month** $1,000 2.722% 2.750%
9 Month $1,000 3.698% 3.750%
1 Year $1,000 2.722% 2.750%
1 Year Jumbo $10,000 2.820% 2.850%
2 Year $1,000 2.673% 2.700%
2 Year Jumbo $10,000 2.771% 2.800%
4 Year $1,000 2.094% 2.110%
4 Year Jumbo $10,000 2.192% 2.210%

*APY = annual percentage yield.  
** = Indicates certificate is not available as an IRA.
° = Indicates a $5,000 minimum deposit required. 

 


Savings Rates questions? We're happy to help!

Call or text us at (920) 684-0361 in Manitowoc or (920) 451-8222 in Sheboygan or email us at Savings@UnitedOne.org.

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