Vehicle Loans from UnitedOne Credit Union

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Auto Loans in Manitowoc and Sheboygan, WI

Car & Truck Loans, with a Local Touch!

We've been where you are now, we've helped others in similar situations, and we can help you too! We are your local loan providers in Manitowoc, Sheboygan, and sorrounding areas. We provide a wide range of auto loan options to cover your needs and lifestyle.

We’ll work hard to get you a loan at an affordable rate so you can get the vehicle you need. Whether the vehicle is new or pre-owned, we can help. Let's get started, fill out the online application or contact one of our experienced local lenders today.

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Secured Loans (Cars, trucks, SUVs, motorcycles, ATVs, snowmobiles, and personal watercraft)
Effective Date: Tuesday, December 24th, 2024
Year	Term	Monthly Payment per $1,000	APR* As Low As
2023 and Newer	Up to 60 Months	$22.44	5.240% APR*
2023 and Newer	Up to 72 Months	$19.69	5.240% APR*
2023 and Newer	Up to 84 Months	$18.33	6.240% APR*
2021-2022	Up to 60 Months	$22.86	5.990% APR*
2016-2020	Up to 48 Months	$27.16	6.240% APR*
2014-2015	Up to 36 Months	$35.00	7.740% APR*
2004-2013	Up to 24 Months	$49.15	7.740% APR*
2003 or older	Up to 24 Months	$50.56	10.240% APR*
*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, loan-to-value ratio, year of vehicle, and account relationship with UnitedOne Credit Union. Rate includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $5,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000 borrowed include optional debt protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded. Additional rates and terms available, please contact loans@UnitedOne.org for details. Loans subject to credit approval and not all applicants will qualify for the lowest rate. Membership Eligibility Required.