Escape to rates as low as 3.99%APR* and 90 days no pay* on cars, trucks, SUVs, UTVs, motorcycles, boats, and more during our Great Rate Escape Auto Loan Sale.
Catch this limited-time offer before it’s gone with the wind!
Whether you’re eyeing a cozy new SUV for those weekend getaways or a sleek sedan for your daily drives, our Great Rate Escape Auto Loan Sale is designed to help you save.
With locations in Manitowoc and Sheboygan, we provide a wide range of vehicle loan options for both new and pre-owned cars, trucks, SUVs, UTVs, motorcycles, and more!
We’ll work hard to get you a loan at an affordable rate so you can get the vehicle you need. Whether the vehicle is new or pre-owned, we can help. Let's get started, fill out the online application or contact one of our experienced local lenders today.
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| Secured Loans (Cars, trucks, SUVs, motorcycles, ATVs, snowmobiles, and personal watercraft) | |||
| Effective Date: Sunday, October 5th, 2025 | |||
| Year | Term | Monthly Payment per $1,000 | APR* As Low As |
| 2024 and Newer | Up to 60 Months | $21.76 | 3.990% APR* |
| 2024 and Newer | Up to 72 Months | $19.00 | 3.990% APR* |
| 2024 and Newer | Up to 84 Months | $17.61 | 4.990% APR* |
| 2022-2023 | Up to 60 Months | $21.76 | 3.990% APR* |
| 2017-2021 | Up to 48 Months | $26.48 | 4.990% APR* |
| 2015-2016 | Up to 36 Months | $34.31 | 6.490% APR* |
| 2005-2014 | Up to 24 Months | $48.45 | 6.490% APR* |
| 2004 or older | Up to 24 Months | $49.57 | 8.490% APR* |
*APR=Annual Percentage Rate. Your credit score, loan term, loan-to-value, year of vehicle and account relationship determine your rate. Rate stated is for borrowers with excellent credit history and a vehicle 2024 or newer. Rate stated includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $5,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000.00 borrowed are $19.00 per month at 3.99% APR for 72 months with optional payment protection. First payment may be deferred for 90 days on select vehicle loans. Finance charges begin accruing when loan is funded. Not all applicants will qualify for the 90-day deferred payment, and other exclusions may apply. Loans subject to credit approval. Other rates and terms available, please contact us for details. UnitedOne Credit Union membership required. Other loan types not eligible for this offer. Offer effective September 22, 2025, and subject to change at any time without notice. CARFAX Vehicle History products and services are based only on information supplied to CARFAX. CARFAX does not have the complete history of every vehicle. Use the CARFAX search as one important tool, along with a vehicle inspection and test drive, to make a better decision about your next used car. CARFAX Vehicle History Reports™ may be accessed with an active auto loan preapproval through UnitedOne Credit Union. The CARFAX Vehicle History Report is intended for personal use only and may not be used for commercial purposes. UnitedOne Credit Union is in no way responsible for the accuracy of the CARFAX Vehicle History Reports™. CARFAX reserves the right to take appropriate action for the misuse of this offer. CARFAX is a registered trademark of CARFAX, Inc. CARFAX Vehicle History products and services are based only on information supplied to CARFAX. CARFAX does not have the complete history of every vehicle. Use the CARFAX search as one important tool, along with a vehicle inspection and test drive, to make a better decision about your next used car. Credit and collateral subject to approval. | |||
Call or text us at (920) 684-0361 in Manitowoc or (920) 451-8222 in Sheboygan or email us at mail@UnitedOne.org.
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